Peoples State Bank Welcomes You

Welcome to Peoples State Bank Internet Banking.  We’re Your Locally Owned Community Bank Established in 1913. Peoples State Bank is located in two northeast SD communities of Summit and Florence and is a full service bank. We offer a variety of banking and insurance services designed to fit your needs.  Our friendly and experienced staff is ready to assist you.

Online Banking

Peoples State Bank’s Online Banking is for the convenience of our customers to offer information on our bank products, inquire on their account activity and to make account transfers.  We download balances and transfers regularly during normal business hours in order to update account information on-line.  Week-end transaction information will not be available until the next business day.   All personal information is on a secure website and is password protected.  Please follow the instructions on the log-in box to set-up your secured access. 

There is no charge for this service.  For more information, please contact your bank at Summit (phone 605-398-6111 or 1-855-398-6111) or Florence (605-758-2175).

Notice of Change on Availability of Funds

Effective 7/1/2015, Peoples State Bank is changing our cutoff time from 2:00 p.m. to 4:00 p.m..

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays.  If you make a deposit before 4:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit.  However, if you make a deposit after 4:00 p.m. or on a day we are not open, we will consider that the deposit was made on the next business day we are open.  If you make a deposit at an ATM, we will credit the amount of the transfer or deposit the day we receive the transaction.

Contact Peoples State Bank


PO Box 951
Summit, SD  57266
Phone:  605-398-6111
Toll Free: 1-855-398-6111
Fax: 605-398-6402

Hours:  Mon., Tues., Wed., Thurs. - 9:00 a.m to 4:00 p.m. 

            Friday  -  9:00 a.m. to 6:30 p.m.

PO Box 35
Florence, SD  57235
Phone:  605-758-2175
Fax: 605-758-2180

Hours:  Mon., Tues., Thurs., Friday - 9:00 a.m. to 4:00 p.m.

            Wednesday - 9:00 a.m. to 5:30 p.m.

Deposit Drop Box Location
On the corner of Kemp Ave. and 10th Street 4 10th Street NW
Watertown, SD  57201
(Located on the West side of "Convenience Corner" store)


Online Banking